Financing Resources
Financing Resources — Unsecured Credit & Funding Options
Whether you’re starting a renovation, updating a home, or planning a construction project, having flexible unsecured financing can help you get started without tapping into home equity or collateral. Below are three highly reputable lenders we recommend for unsecured credit and financing solutions.
Disclosure: Creationsat15, LLC and its contractors are not affiliated with, endorsed by, or partnered with any financing companies listed on this page. Financing providers are shared for informational purposes only. Creationsat15, LLC does not receive compensation, referral fees, or other consideration from any lender referenced unless expressly disclosed in writing. All financing decisions, approvals, terms, and agreements are made solely between the borrower and the lender. Creationsat15, LLC does not provide financial, lending, or legal advice and is not responsible for lender terms, rates, approvals, or outcomes.
Lightstream - Truist
LightStream (by Truist) offers unsecured personal loans designed for home improvement and renovation projects. These loans require no collateral or home equity, feature fixed interest rates, no fees, and flexible repayment terms. Qualified borrowers may receive funds quickly, making LightStream a convenient option for financing construction-related projects, repairs, and upgrades.
SoFi — Unsecured Personal Loans
SoFi Unsecured Loans offer personal financing for home improvement, renovation, and construction projects with no collateral and no prepayment penalties. Borrowers benefit from competitive rates, flexible repayment terms, and a straightforward online application. SoFi also includes member benefits like financial planning tools and career support.
Upgrade — Personal Loans for Home Projects
Upgrade — Personal Loans for Home Projects
Upgrade Personal Loans provide unsecured financing with fixed monthly payments and transparent terms for home improvement and construction costs. With a simple online application and flexible loan amounts, Upgrade is a practical option for funding projects without pledging home equity.